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Topdot Mortgage is a national mortgage bank that funds over $2.5 billion in residential, commercial and construction mortgages annually. Originally founded in 1995 as a broker, Topdot has since transformed into one of the nation's leading full service, privately owned mortgage lenders. We are headquartered in Jericho, NY, maintain 12 branch locations and are licensed to originate loans in 29 states.
Topdot Mortgage started off as BLS Funding in 1995. In 2001,
the name was changed to Premium Capital Funding LLC (PCF).
And on May 1, 2006, we began doing business as Topdot
Mortgage (although our legal name remains “Premium Capital
Funding LLC DBA Topdot Mortgage”).
In the mortgage industry, many companies change their name
when they get into trouble or develop a bad reputation. This
was not the case with either of our name changes. On the
contrary, our name changes marked positive milestones in our
corporate history. We became “PCF” when we added a bank to
our already existing brokerage. Likewise with Topdot. We
knew that our company was something really special and that
we offered a markedly better service to our clients. We
wanted a name and image to reflect our true personality and
offering. “Topdot,” a completely original word, and our
vibrant, fun-loving identity do just that.
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