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Topdot funds loans that others do not. Here are a few of our specialty loans:
Interest Only
- Up to 100 LTV (one loan)
- Minimum Score:
- 580 Full Doc
- 600 S/E Stated
- SFR, 2-4 Family, Condo, PUD, Townhouse
- Fixed and ARM products available
40-Year Loan
- 500 Minimum Credit Score
- up to 95CLTV
- Available as fixed or ARM
- Full Doc, Stated (S/E or W/E), Bank statements
- O/O only
- SFR, Condo, PUD, Townhouse and 2 Family
Stand Alone Seconds
- Full doc
- 90CLTV with a 660 score (Full doc)
- Max loan amount $500,000 (All cash out--OK)
- 15 Fixed, 20 Fixed and 30/15 balloon
- 2nd Homes up to 95CLTV
- Interest only available
- 660 min fico
Topdot Prime Products
- 620 Minimum Score
- SFR, 2-4 family, Condo, PUD and townhouse
- Full doc, SIVA, SISA, No Ratio, NINA
- Loan amounts up to $3 million
- All Fannie Mae products
- Aggressive pricing
- Fastest industry turn time on Prime Products
- Earn YSP with no pre-payment penalty
Misc. Featured Products
- 12 month bank statements considered Full doc
- 6 months bank statements lite-doc
- 6% seller concessions
- 500 minimum score
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