Topdot Mortgage is a national mortgage bank that funds over $2.5 billion in residential, commercial and construction mortgages annually. Originally founded in 1995 as a broker, Topdot has since transformed into one of the nation’s leading full service, privately owned mortgage lenders. We are headquartered in Jericho, NY, maintain 17 branch locations and are licensed to originate loans in 40 states.

Topdot Mortgage started off as BLS Funding in 1995. In 2001, the name was changed to Premium Capital Funding LLC (PCF). And on May 1, 2006, we began doing business as Topdot Mortgage (although our legal name remains “Premium Capital Funding LLC DBA Topdot Mortgage”).

In the mortgage industry, many companies change their name when they get into trouble or develop a bad reputation. This was not the case with either of our name changes. On the contrary, our name changes marked positive milestones in our corporate history. We became “PCF” when we added a bank to our already existing brokerage. Likewise with Topdot. We knew that our company was something really special and that we offered a markedly better service to our clients. We wanted a name and image to reflect our true personality and offering. “Topdot,” a completely original word, and our vibrant, fun-loving identity do just that.