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PEF Members
Membership Benefits Program
About Me:
Meet Topdot
Topdot Mortgage is a national mortgage bank that funds over $2.5 billion in residential, commercial and construction mortgages annually. Originally founded as a sub-prime mortgage broker in 1995, Topdot has since transformed into one of the nation’s leading full service, privately owned mortgage lenders. We are headquartered in Jericho, NY, maintain 18 branch locations and are licensed to originate loans in 41 states.
Our Approach
At Topdot, we’re turning the mortgage industry upside down and shaking out all of the unnecessary jargon, mystery and confusion. The simple truth is that most people don’t know the first thing about what kind of mortgage is right for them or how to go about figuring it out. We want to end all of that by providing straightforward, low-stress loans that really make sense for the borrower. In fact, at our core lies the pledge that every Topdot mortgage must provide a tangible benefit to our client.
The truth about mortgages is that there’s no one standard solution that’s best for everyone. On the surface, the longest term might look good, but when we dig a little deeper, it could end up costing you more money than necessary. For example, if there’s a chance you may move within five years, a 30-year mortgage may be all-wrong for you. That’s why our customized approach is so important to figuring out what’s best for your individual needs. At Topdot, we spend that extra time getting to really understand you and building a loan that will truly benefit you.
Expertise and Integrity
Topdot knows the mortgage business better than just about anyone out there. In an industry fraught with fly-by-night brokers, we’ve been closing loans for thousands of satisfied clients for over a decade. Our mortgage specialists know what works and what doesn’t, so we are able to anticipate anything that may delay or inhibit a loan from moving forward. We clear up issues early on, to ensure that there are no surprises, come closing day. This translates into a much easier and stress free user experience for our clients.
PEF Members Benefits
- For PEF Members Only
- $1,045 Member Savings Certificate to be redeemed upon loan closing
- Free Pre-Approvals on home purchases
- On-Line Application Process
Programs & Products
- A Paper---Sub-prime loans
- Fixed, Arm and Interest Only Products
- Creative loan solutions
Education
- One-on-One Counseling
- Monthly Seminars
My Contact Information:
P:
800-504-5167
ex. 167
F:
516-870-7258
E:
pef@topdot.com
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